After some attempts to navigate the federal government’s healthcare website failed, I decided to give the telephone number provided a shot.
Posted on 12/7/13
By Lee Coleman
I didn’t have to wait too terribly long before a human being came on the line and truthfully, she was very courteous and professional, making the long trek through the application a little less stressful.
The only problem during the process was the government computer being very slow to load answers after a series of questions. There were several awkward moments as we waited in silence for the computer to cooperate.
As we journeyed through the menagerie, I relaxed some and just let the process take its course.
Until we got to the end and when my costs were revealed. She dampened the blow by telling me how we were approved for coverage with no problem.
She explained the different levels of coverage and how much each one would cover for me and my wife.
The bronze level covered 60 percent, silver 70 percent, gold 80 percent and platinum 90 percent but there weren’t any plans available for that level.
The cheapest coverage on the bronze level through Sanford Health Care was $770 a month while Blue Cross Blue Shield was $814.
The next thing she said to me prompted me to respond by simply laughing out loud.
It may have been a bit rude to laugh at her and I didn’t mean it that way.
That was the only thing I could do when she informed me my deductible for the year would be, wait for it, $10,000 with the maximum out-of-pocket expense capped at, wait for it, $12,700.
Her comment was, “it is a little much.” I laughed again.
Gathering myself somewhat, I asked her what President Obama’s deductible would be.
Obama calls his cluster-hump insurance program the Affordable Care Act.
Designed so all Americans could afford health insurance.
What does the word affordable mean? Certainly not Obama’s definition.
For hard working Americans, those deductible numbers could very well mean a big chunk of the salary they will make for the year.
Tell me Mr. President, what is affordable about your plan?
People really aren’t as stupid as you and your cronies in Washington might like to us think.
Obamacare is a joke and millions of good people will be hurt by the politics.
Shame on you.
But that’s just fine. You will be out of office at the end of this term.
Question is, what will be your deductible?
Coleman is the editor of the Republican and can be contacted at firstname.lastname@example.org.